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Personal Checking Accounts

Whether you want a simple checking account or one with lots of benefits and special features, we’re sure we have an account that’s perfect for your unique needs and expectations.

Few banks offer as many checking account options as the Bank of Winnfield – where you’ll find five different types of accounts to choose from. These range from basic checking for those with minimal monthly transactions to interest-bearing accounts, and much more.

VISA debit cards are available with all checking accounts, making it fast and easy to make purchases at virtually any business establishment. If you are not interested in getting the VISA debit card, the Bank of Winnfield ATM (Kitty) card is also available for checking and savings so you can make withdrawals, balance inquiries, and transfers between accounts at ATM locations nationwide.

Bank of Winnfield VISA Debit Cards and Bank of Winnfield ATM (Kitty) Cards are available with our checking accounts as a convenient and secure way for you to access your funds from anywhere.


Basic Personal Checking

Our basic checking account with no monthly service charge and benefits that include Cell Phone Protection and Lux Benefits with Card Link Cash Back.

  • Minimum to open $100
  • $25 fee for accounts closed within 90 days

Prestige Club Plus Checking

A "Club" checking account for customers who want more than just a checking account. Prestige Club Plus offers the same benefits as our Basic Personal account plus financial security and roadside assistance benefits at a low monthly charge.

  • Minimum to open $100
  • Unlimited check writing privileges
  • Free checks (unlimited)*
  • $10 monthly club fee
  • $9 monthly club fee for seniors
  • $25 fee for accounts closed within 90 days

NOW Account

The NOW Account is a good option if you want both an interest bearing account and check writing privileges.

  • Minimum balance $1,500
  • Balances below the $1,500 minimum during the statement cycle are charged an $8.50 service charge
  • Partnerships and corporations are prohibited by law from having NOW accounts
  • $25 fee for accounts closed within 90 days

SUPER NOW Account

The ideal choice if you want both checking account privileges and a higher paying interest-bearing account.

  • Minimum balance $10,000
  • Balances below the $10,000 minimum during the statement cycle are charged a $7.50 service charge
  • Partnerships and corporations are prohibited by law from having SUPER NOW accounts
  • $25 fee for accounts closed within 90 days

*Restrictions apply to check type and design